Gary Handler is a Senior Vice President – Registered Investment Advisor for Raymond James and founder of the Handler Investment Consulting Group and a co- founder ofthe DH Consulting Group. Gary has over 28 years of experience in the retirement planning industry. He began his career in 1989 at Smith Barney, and in 1991 Gary joined Oppenheimer & Company. At Oppenheimer, he began his specialization in retirement programs for major corporations across the United States while also managing fixed income and equity portfolios for individual investors.

In 2003, Gary left Oppenheimer & Co. to join RBC Dain Rauscher and the Handler
Investment Consulting Group was established to facilitate the needs of Corporate Plan Fiduciaries that have a direct responsibility for their company’s retirement programs In April 2007, Gary and his team left RBC Dain Rauscher to join UBS Financial Services Inc. in Encino, CA. During his tenure at UBS, Gary received many accolades including being named to the UBS Institutional Consulting Group; At this juncture he was given the authority to act as either a 3(21) or 3(38) ERISA Fiduciary for services provided with respect to the investments offered within an ERISA plan utilizing a UBS Institutional Consulting Services Agreement.

Gary and his group left UBS Financial Services in March 2014 and joined Raymond
James in Beverly Hills, CA, where he was named to the Raymond James Institutional
Consulting Group as a Senior Institutional Consultant. Since joining Raymond James,
Gary has become a member of the Raymond James Retirement Plan Advisory Council
(RPAC). As a member of this council, Gary is committed to providing a professional
depth of experience and dedication to assist with the challenges that plan sponsors
face in managing their obligations as plan fiduciaries.

The Handler Investment Consulting Group and the DH Consulting Group provides
retirement services and manages retirement assets in excess of $1.9 billion for
corporations across the country. Gary is the recipient of many industry awards and
designations including:

1) ACCREDITED INVESTMENT FIDUCIARY (AIF®) professional designation from the University of Pittsburgh’s Graduate Center for Fiduciary Studies. (2004)

2) PLANSPONSOR RETIREMENT PROFESSIONAL (PRPâ„¢) designation from the
PLANSPONSOR Institute. (2005)

3) CERTIFIED 401(k) PROFESSIONAL C(k)Pâ„¢ designation from The Retirement Advisor University at the UCLA Anderson School of Management Executive Education. (2011)

4) Certified Behavioral Finance Analyst (CBFA) professional designation from the Allianz Global Investors Center for Behavioral Finance. (2012)

5) PLANSPONSOR magazine's Best in Class" award as one of the nations "Top 100